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Annual Meeting, Annual Report and Electronic Delivery

Annual Meeting:

Our Annual Meeting of Stockholders will be held on January 29, 2014 at 8:30 a.m. Pacific Time at the Crowne Plaza Hotel, 1221 Chess Drive, Foster City, CA 94404. Holders of our Class A common stock at the close of business on December 3, 2013 are entitled to vote at the Annual Meeting.

Annual Report and Proxy Materials:

Additional Annual Meeting Information - Attending the Meeting in Person:

Stockholders planning to attend the Annual Meeting in person must contact our Investor Relations Department at (650) 432-7644 by January 24, 2014 to reserve a seat at the Annual Meeting. If you need assistance at the Annual Meeting because of a disability, please call us at (650) 432-7644, at least two weeks in advance of the meeting.

Individuals who own their Class A common stock in "street name" must also bring with them to the Annual Meeting a legal proxy, brokerage statement or written proof of ownership from the broker or other nominee holding their shares showing ownership of the shares as of the close of business on the Record Date (December 3, 2013). Representatives of institutional stockholders must bring a legal proxy or other proof that they are representatives of a firm that held the shares as of the close of business on the Record Date and are authorized to vote on behalf of the institution as of the Record Date.

Due to physical space constraints at the Annual Meeting location, anyone seeking admittance who cannot prove ownership or representation as of the Record Date, and has not reserved his or her seat in advance, may not be admitted. In addition, you must also bring with you a form of government issued photo identification, such as a driver's license, state-issued identification card, or passport to gain entry to the Annual Meeting. Please note that the doors to the meeting room will not open until 8:00 a.m. Pacific Time.

Proxy Voting:

We encourage you to access and review all of the important information contained in the proxy statement before voting.

Beneficial Owners:

You are a "beneficial owner" if you hold your shares through a broker or other nominee and not in your name. Being a beneficial owner means that, like most of our stockholders, your shares are held in "street name".

Stockholders of Record:

You are a stockholder of record if you hold your shares in your own name with our transfer agent, Wells Fargo Shareowner Services.

The following information provides detailed instructions on how to vote your shares of Visa Inc. Class A common stock over the Internet, by mail, telephone or in person. If you are voting other than in person, you will be asked to enter your 12 digit control number to ensure the security of your vote. If you received your notice of internet availability of proxy materials (the "Notice") or other proxy materials by mail, you will find your control number on the Notice, Proxy Card or Voting Instruction Form. If you received your Notice or other proxy materials electronically, your control number is contained in the e-mail you received.

Voting by Internet: To vote by Internet, please visit www.proxyvote.com. Please have your 12 digit control number available and follow the instructions.

Voting by Mail: You can vote by mail by requesting a paper copy of the materials, which will include a Voting Instruction Form. To request a paper copy, please call (800) 579-1639, or visit www.proxyvote.com. Please have your 12 digit control number available and follow the instructions. If requesting materials by e-mail, please send a blank email to sendmaterial@proxyvote.com with your 12 digit control number in the subject line.

Voting by Telephone: The availability of telephone voting will depend on the voting process of the broker or nominee from which you received your Notice, Proxy Card or Voting Instruction Form. Please follow the instructions on the Notice, Proxy Card or Voting Instruction Form you received.

Voting In Person: If you hold your shares in "street name," you received the Notice or the proxy materials from your broker or other nominee rather than from Visa. The organization holding your shares is considered the stockholder of record of your shares for the purpose of voting at the Annual Meeting. However, as the beneficial owner, you have the right to direct that organization on how to vote the shares held in your account. If you intend to vote your shares in person at the Annual Meeting, you must request a legal proxy from the organization holding your shares. To request a legal proxy please follow the instructions at www.proxyvote.com or request a paper copy of the materials. Please read the section entitled "Additional Annual Meeting Information - Attending the Meeting in Person" above for further information.

Directions to the Annual Meeting of Stockholders to be held at the Crowne Plaza Hotel:

* From the East Bay
Take Highway 880 South to Highway 92 West (San Mateo Bridge).  After crossing the San Mateo Bridge, take the Foster City Boulevard exit and turn left onto Chess Drive. The Crowne Plaza Hotel is at 1221 Chess Drive.

* From San Francisco
Take Highway 101 South to Highway 92 East. Take the Highway 92 East Exit toward the San Mateo Bridge, but do not cross the bridge.  From Highway 92, take the Foster City Boulevard exit and make a right hand turn onto Metro Boulevard. Take the next right hand turn onto Vintage Park Drive. After crossing over Highway 92, take a right hand turn onto Chess Drive. The Crowne Plaza Hotel is at 1221 Chess Drive.

* From the South Bay
Take Highway 101 North to Highway 92 East. Take the Highway 92 East Exit toward the San Mateo Bridge, but do not cross the bridge. From Highway 92, take the Foster City Boulevard exit and make a right hand turn onto Metro Boulevard. Take the next right hand turn onto Vintage Park Drive. After crossing over Highway 92, take a right hand turn onto Chess Drive. The Crowne Plaza Hotel is at 1221 Chess Drive.

Electronic Delivery

As a Visa Inc. stockholder, you may be able to receive future proxy statements, annual reports, and related proxy materials via electronic delivery, rather than receiving hard copies in the mail. Choosing to receive your future proxy statements, annual reports, and related proxy materials electronically will allow us to provide you with the information in a timely manner, while conserving resources and lowering the cost of printing and distributing the materials.

If you are a beneficial owner, you can enroll in electronic delivery if the broker or other nominee holding your shares is among the majority of brokers and nominees that participate in this electronic delivery service. You will need your account number to determine if your broker or nominee participates in this service. If your broker or nominee participates in this service and you want to enroll, please visit http://enroll.icsdelivery.com/v.