Visa is a global payments technology company that connects consumers, businesses, banks and governments in more than 200 countries and territories, enabling them to use digital currency instead of cash and checks.
Visa has built one of the world’s most advanced processing networks, capable of handling more than 24,000 transactions per second, with reliability, convenience and security.
Visa does not issue cards, extend credit or set rates and fees for consumers. Visa’s innovations, however, enable its bank customers to offer consumers choices: Pay now with debit, ahead of time with prepaid or later with credit products. In fact, 70 percent of Visa payment transactions in the United States are not credit, but debit and prepaid.
From the world’s major cities to remote areas without banks, people are increasingly relying on digital currency along with mobile technology to use their money any time, make purchases online, transfer funds and access basic financial services. All of which makes their lives easier and helps grow economies.
Visa. Currency of Progress
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