Visa Press Releases

Visa Introduces Platform for Stablecoin Minting, Movement and Management

Thu, 16 Jul 2026 10:30:00 -0400

The Visa Stablecoin Platform gives financial institutions, fintechs and other payment providers a single environment to come onchain and run stablecoin operations with Visa.

SAN FRANCISCO--(BUSINESS WIRE)-- Today, Visa (NYSE: V) announced the Visa Stablecoin Platform (VSP), a new enterprise platform designed to help financial institutions, fintechs, and crypto natives access stablecoin capabilities through a single Visa-managed environment.

Building on Visa’s broader crypto strategy, VSP gives FIs, fintechs and other payment providers a simple way to access, store, and redeem stablecoins, beginning with Open USD (OUSD), a new stablecoin recently introduced by Open Standard. This includes onchain wallet infrastructure through a newly introduced Wallet-as-a-Service offering and connectivity for minting and burning Open USD.

“Stablecoins are opening up a new layer of programmable money, but for most institutions the hard part isn’t the concept, it’s the operational reality,” said Jack Forestell, Chief Product and Strategy Officer, Visa. “With the Visa Stablecoin Platform, we’re giving our clients a single place to mint, move and manage stablecoin operations with the controls, security and network reach they already expect from Visa. It’s how we help them turn interest in stablecoins into real products and real payment flows.”

Visa Stablecoin Platform provides direct access to a range of stablecoin capabilities and flows alongside Visa’s network, risk and fraud capabilities, so institutions can move from exploration to implementation with greater confidence. This includes:

Access to Open USD: VSP integrates seamlessly into the Open Standard, providing institutions with direct access to Open USD alongside Visa’s network services. This gives clients a way to easily mint, burn, manage and transfer Open USD, bringing fiat onchain and managing flows in an environment they already trust.
Onchain wallet infrastructure: VSP packages the wallet infrastructure, controls and workflows needed to make stablecoins usable inside real-world treasury, settlement and product stacks for a range of institutional use cases.
Integration into Visa’s network: VSP is designed to enable connectivity of stablecoins into Visa’s network and tools, allowing users to embed stablecoin capabilities into existing payment flows, treasury operations and settlement processes. For existing Visa clients using Visa’s settlement, treasury and currency solutions, VSP provides direct interoperability to seamlessly integrate stablecoins into the workflows and systems they rely on today.
Built for trust on day one: VSP allows institutions to interact with stablecoin flows with the same security and trust that Visa is known for. Users will have access to features like dual-control approval for workflows, where one user initiates a sensitive action and another authorized user must approve it, comprehensive audit logging, and Wallet-as-a-Service features of secure passkeys and allow lists to control transfers, to help provide the level of security and control they require to operate.

VSP is interoperable with Visa's existing stablecoin offerings, including stablecoin settlement, stablecoin-linked cards, and stablecoin money movement. Together, these capabilities provide a full stack of solutions that help FIs and fintechs come onchain and enable crypto platforms to access Visa's global network.

How to get Started

Onboard and operate: Institutions can onboard into a Visa-managed wallet stack or connect existing wallets, creating a single home to manage stablecoin mint, burn, and transfer activity.
Connect bank accounts and controls: Clients can link bank accounts and configure approvals, users and policies to govern who can initiate and approve stablecoin movements.
Mint, move and manage stablecoin operations: From the start, VSP supports minting, redeeming, holding and transferring stablecoins, beginning with Open USD, as part of treasury, settlement and liquidity workflows.

VSP, including Wallet-as-a-Service, is initially available for beta testing with select clients, providing an early opportunity to explore how stablecoins fit into their strategies. As clients test and refine use cases, Visa will use those learnings to inform how and where the platform scales to broader market availability.

About Visa

Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. We believe that economies that include everyone everywhere, uplift everyone everywhere and see access as foundational to the future of money movement. Learn more at Visa.com.

Media Contacts
press@visa.com
Jackie Dresch
Conor Febos

Source: Visa Inc.

Visa Introduces AI Financial Assistant, Helping Banks Guide Customers from Insight to Action

Tue, 14 Jul 2026 09:00:00 -0400

AI Financial Assistant brings conversational financial guidance into the banking apps consumers already trust for spending and saving.
The Visa Value‑Added Service applies benchmarking insights informed by one of the world’s largest payment networks to deliver personalized recommendations.
Aligned with Visa’s AI and data governance standards, the feature is designed to operate within secure banking environments to meet the needs of banks and their consumers.

SAN FRANCISCO--(BUSINESS WIRE)-- Visa (NYSE: V), a global leader in digital payments, today announced AI Financial Assistant, a new value‑added service designed to help financial institutions evolve their apps for an AI‑driven era. The feature helps banks bring AI-powered financial insights to cardholders under their own brand, look and feel with no custom development required.

More than 66% of surveyed Americans who have used generative AI are turning to AI for financial advice,¹ yet consumers view banks as the most trusted institutions to safeguard personal data.² In fact, 85% say they are willing to share even more data with their bank if there was a clear AI value proposition.³ AI Financial Assistant allows banks to extend that trust into natural, conversational experiences within secure banking environments.

“Consumers are already turning to AI for financial advice—but banks have the full financial picture, can act on it, and are among the most trusted institutions consumers rely on,” said Michele Herron, Senior Vice President and Head of North America Value-Added Services at Visa. “AI Financial Assistant brings those strengths together, combining personalized insights based on a consumer’s own data and pairing it with the ability to act, all right within their bank's app. By simply turning on this service, banks can strengthen relationships with their customers and transform from a passive ledger to a generative AI–enabled financial hub.”

Turning insights into action, inside the mobile banking app

As part of its initial rollout, AI Financial Assistant enables ways for cardholders to:

Stay on top of spending, automatically: Proactive monthly insights surface meaningful changes without setup or manual effort.
Ask and understand instantly: Responses to natural‑language questions are grounded in a cardholder’s own financial activity.
Act in the moment: Lock a card or set alerts directly within the conversation. Future planned enhancements include the ability to connect spending insights and subscription management through Enhanced Subscription Manager.

A modern, unified digital banking experience

AI Financial Assistant is the latest feature of Visa Digital Issuer Solutions, delivering a single chat-based entry point inside the banking app. Financial institutions can connect their FAQs and documents via deep links to surface relevant banking product information, providing cardholders with answers to questions like “Are there any car loan benefits for existing customers?” or “Do you have high-yield savings accounts to help me save for a car?”

While financial institutions can deploy individual capabilities on their own through Visa’s Digital Enablement Software Development Kit (SDK), AI Financial Assistant acts as a central layer that connects existing and new features within the SDK as they come online.

Operating under Visa’s AI and data governance standards, AI Financial Assistant is informed by Visa’s global network of more than 300 billion annual transactions. It combines cardholder behavior, real-time data, and the financial institution’s own data to deliver highly personalized guidance with the security, compliance, and fraud protections banks require.

AI Financial Assistant will be available to U.S. financial institutions for pilot in August 2026, with a planned global rollout to follow.

To learn more, contact your Visa Account Executive and visit Visa Digital Issuer Solutions.

Frequently Asked Questions (FAQ)

What is AI Financial Assistant?

Visa AI Financial Assistant is a value‑added service. It enables financial institutions to offer a conversational, in‑app experience for understanding spending, receiving personalized insights, and taking action, all inside their existing banking apps.

Who is AI Financial Assistant designed for?

AI Financial Assistant is designed for financial institutions looking to increase digital engagement by helping cardholders better understand their finances.

How do consumers benefit from AI Financial Assistant?

Within their issuer’s app, consumers can:

Receive proactive spending summaries
Ask natural‑language questions about their finances
Take guided actions, such as reviewing subscriptions or activating relevant offers

How does AI Financial Assistant fit into Digital Issuer Solutions?

AI Financial Assistant is part of Visa Digital Issuer Solutions, a platform of value‑added services designed to help financial institutions deliver modern, consumer‑focused digital experiences that evolve with customer expectations. By integrating with Visa’s Digital Enablement Software Development Kit (SDK), issuers can access a suite of capabilities through a single integration point including Enhanced Subscription Manager, In-App Provisioning, Digital Card Display and more.

Can issuers customize the experience?

Yes. If a bank chooses to white‑label AI Financial Assistant, cardholders experience the feature as part of their digital banking app. Banks can also configure enrollment, notifications, and supported actions to align with their products, services, and digital strategies.

What AI technology is behind AI Financial Assistant?

Visa’s AI Financial Assistant is powered by Visa’s Data & AI Platform (DAP), which provides secure access to multiple leading AI models. We evaluate models on an ongoing basis to ensure they meet our standards for security, accuracy, compliance, and performance.

About Visa

¹ Credit Karma, “The Rise of Fin-AI: Why Americans Are Trusting Generative AI With Their Wallets.” September 2. 2025.
² 2025 Oliver Wyman Consumer Survey on AI and “Known Unknowns” report, “Is trust the banks’ hidden advantage?” January 2026.
³ 2025 Oliver Wyman Consumer Survey on AI and “Known Unknowns” report, “Is trust the banks’ hidden advantage?” January 2026.

Media Contacts
Victoria Khamsombath
press@visa.com

Source: Visa Inc.

Visa Research: The Great Wealth Transfer Is Already Reshaping How Americans Spend

Wed, 08 Jul 2026 09:00:00 -0400

Visa Business and Economic Insights (VBEI) estimates $36 trillion will transfer to younger generations over the next 20 years, with much of the impact already visible in housing, travel and major purchases

After accounting for liabilities, removing the top 1 percent of households and subtracting retirement spending, taxes and fees, approximately $36 trillion of boomers’ $93 trillion in assets will transfer to heirs over the next 20 years
Nearly 75 percent of inheritance recipients already have a higher net worth, meaning most transferred wealth is likely to be saved or invested rather than spent
The $8 trillion expected to be spent creates a targeted lift concentrated mostly in autos, housing, travel and retail
The transfer is underway: one in four millennial homeowners received parental down payment assistance, and skip-generation travel is rising as boomers increasingly choose to share their wealth earlier

SAN FRANCISCO--(BUSINESS WIRE)-- New research from Visa Business and Economic Insights (VBEI) finds that the great wealth transfer is already influencing major financial decisions, from home purchases to travel and long-term saving. The research estimates that approximately $36 trillion will transfer from baby boomers to Gen X and millennial households over the next 20 years.

The findings also show that most of this wealth will flow to households that are already financially secure, making the spending impact more targeted than transformational.

“For businesses in big-ticket sectors like housing and travel, this is not a future trend to watch,” said Wayne Best, chief economist at Visa. “It is already influencing consumer decisions—and shaping where growth will be distributed in the years ahead.”

The transfer is large, but more concentrated than it appears

Baby boomers hold at least $93 trillion in assets, more than three times U.S. GDP. However, VBEI finds that the amount that reaches heirs is reduced significantly once you factor in debt, retirement spending, taxes, and the wealth held at the very top. The result: approximately $36 trillion transferring to Gen X and millennial households over the next 20 years, equivalent to roughly $515,000 per inheriting household.

Most transferred wealth will be saved or invested

Nearly 75 percent of those receiving an inheritance already have a higher net worth than the median household.¹ As a result, $28 trillion of the $36 trillion is likely to be saved or invested. This dynamic represents a significant opportunity for banks, wealth managers, and fintech firms competing for assets from newly inheriting households over the next two decades.

The spending lift is real but targeted to specific categories

The impact will likely show up most in the areas where consumers are already making major financial decisions.

Spending on autos is expected to see a 6.4 percent average annual lift over the next 20 years.²

Overall, the $8 trillion expected to flow into consumer spending will lift annual real spending growth by approximately 0.1 percentage point per year through 2046, a modest boost rather than a major shift in the economy.³

Families are choosing to share wealth earlier

More families are transferring wealth earlier while they can see its impact. One in four millennial homeowners received parental down payment assistance, and 26 percent reported they would not have been able to purchase their current home without it. More than half of individuals expecting to receive an inheritance cite it as critical to their ability to purchase a home, a figure that rises to 69 percent among millennials.

In travel, 28 percent of grandparents have already taken a skip-generation trip with their grandchildren, without the children’s parents, and 35 percent plan to do so within the next three years.

66 percent of boomers say they want to enjoy their wealth or have heirs enjoy it while they are alive, compared to 34 percent who plan to preserve it for after death.⁴

What this means for consumers and businesses

For consumers, family financial support may help younger households buy homes, travel and reach major milestones sooner

For businesses, the opportunity will be focused in sectors where inherited wealth is already driving major purchases, especially housing, autos, travel, retail and financial services

For financial institutions, inherited wealth creates an opportunity to support households as they save, invest or purchase property

The full report is available at https://usa.visa.com/partner-with-us/visa-consulting-analytics/economic-insights/great-wealth-transfer-reality-check.html

Methodology

VBEI’s analysis is based on internal economic modeling, data from the Federal Reserve Board, the U.S. Department of the Treasury and the U.S. Department of Labor, as well as third-party consumer survey research.

FAQ

How large is the great wealth transfer?
Visa Business and Economic Insights estimates that about $36 trillion will transfer from baby boomers to Gen X and millennial households over the next 20 years, after accounting for debt, retirement spending, taxes and other factors.

How much of that wealth will actually be spent?
Only a portion—about $8 trillion—is expected to translate into consumer spending, as most recipients are already financially secure and more likely to save or invest what they receive.⁵

Where will the spending impact be most visible?
The impact is expected to be concentrated in housing, autos, travel and retail, where consumers are already making major financial decisions.

Is this a future trend, or is it happening now?
The transfer is already underway, showing up in real-time decisions like down payment assistance for homebuyers and increased multigenerational travel, as more families choose to share wealth earlier.

About Visa Business and Economic Insights (VBEI)

Visa Business and Economic Insights (VBEI) provides data-driven analysis of global economic trends, consumer spending patterns and the evolution of digital commerce, drawing on proprietary VisaNet transaction data, economic modeling and third-party research. The team publishes regular research across macroeconomics, consumer behavior and payments innovation. To subscribe: https://globalclient.visa.com/visaeconomicnews-subscribe

About Visa

Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, sellers, financial institutions and government entities across more than 200 countries and territories. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. We believe that economies that include everyone everywhere, uplift everyone everywhere and see access as foundational to the future of money movement. Learn more at Visa.com.

Forward-Looking Statement

This release contains forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995 that relate to, among other things, our economic outlook. Forward-looking statements are generally identified by words such as “believes,” “estimates,” “expects,” “intends,” “may,” “projects,” “could,” “should,” “will,” “continue” and other similar expressions. All statements other than statements of historical fact could be forward-looking statements, which speak only as of the date they are made, are not guarantees of future performance and are subject to certain risks, uncertainties and other factors, many of which are beyond our control and are difficult to predict. We describe risks and uncertainties that could cause actual results to differ materially from those expressed in, or implied by, any of these forward-looking statements in our filings with the SEC. Except as required by law, we do not intend to update or revise any forward-looking statements as a result of new information, future events or otherwise.

Disclaimer

The views, opinions, and/or estimates, as the case may be (“views”), expressed herein are those of the Visa Business and Economic Insights team and do not necessarily reflect those of Visa executive management or other Visa employees and affiliates. This presentation and content, including estimated economic forecasts, statistics, and indexes are intended for informational purposes only and should not be relied upon for operational, marketing, legal, technical, tax, financial or other advice and do not in any way reflect actual or forecasted Visa operational or financial performance. Visa neither makes any warranty or representation as to the completeness or accuracy of the views contained herein, nor assumes any liability or responsibility that may result from reliance on such views. These views are often based on current market conditions and are subject to change without notice.

¹ Sources: Visa Business and Economic Insights and Federal Reserve Board

² Sources: Visa Business and Economic Insights and U.S. Department of Labor

³ Source: Visa Business and Economic Insights

⁴Sources: Visa Business and Economic Insights, LendingTree, Charles Schwab High Net Worth Investor Survey (December 2024) and U.S. Family Travel Survey (2025)

⁵Source: Visa Business and Economic Insights

Media Contact
Raelle Alfaro | press@visa.com

Source: Visa Inc.

Visa to Announce Fiscal Third Quarter 2026 Financial Results on July 28, 2026

Tue, 07 Jul 2026 16:05:00 -0400

SAN FRANCISCO--(BUSINESS WIRE)-- Visa (NYSE: V) will report its fiscal third quarter 2026 financial results on Tuesday, July 28, 2026. After market close, Visa will furnish the results with the Securities and Exchange Commission and post them, along with accompanying financial information, on the Visa Investor Relations website. Visa will issue a news wire alert when the earnings materials are publicly available, including a link to those documents.

Visa’s executive management team will then host a live audio webcast beginning at 2:00 p.m. Pacific Time (5:00 p.m. Eastern Time) to discuss financial results and business highlights.

All interested parties are invited to listen to the live webcast at investor.visa.com. A replay of the webcast will be available on the Visa Investor Relations website for 30 days.

Visa is currently in its customary “quiet period” during which time company executives will not be interacting with the investment community. This quiet period will be in place until fiscal third quarter 2026 earnings are publicly available on July 28, 2026.

About Visa

Investor Relations: Jennifer Como, 650-432-7644, InvestorRelations@visa.com

Media Relations: Fletcher Cook, 650-432-2990, Press@visa.com

Source: Visa Inc.

Visa: AI and Digital Commerce Power Global Economy Growth Amid Rising Costs

Tue, 30 Jun 2026 09:00:00 -0400

SAN FRANCISCO--(BUSINESS WIRE)-- The global economy is expected to grow 2.4% in 2026, according to Visa Business and Economic Insights’ (VBEI) 2026 Midyear Global Economic Outlook. While higher energy prices are squeezing household budgets and creating fresh challenges, a surge in business investment—particularly in artificial intelligence, clean energy, and strategic industries—is helping offset the strain on consumers and keep the economy moving forward.

“As digital commerce continues to reshape how people shop and pay, consumers are finding more ways to compare prices and stretch their budgets, helping to keep inflation in check,” said Wayne Best, chief economist at Visa. “We’re also seeing business investment rising sharply, with companies building out AI, clean energy and stronger supply chains at levels we haven’t seen since 2010—a trend that is helping support global growth.”

The report explores three forces shaping the global economy: resilient consumers adjusting rather than retreating, digital commerce acting as a relief valve on prices, and a wave of business investment powering through uncertainty.

Consumer spending is adjusting, not collapsing

Even as higher costs weigh on household budgets, VBEI data shows discretionary spending holding relatively steady—evidence that consumers are adapting their behavior and seeking deals rather than pulling back sharply. Increasingly, that deal-seeking is happening online, where shoppers can compare prices and find lower-cost alternatives more easily than ever.

Digital commerce helps contain prices

In smaller, “peripheral” cities, online adoption has nearly doubled since before the pandemic—rising from about 31% to 56% across the nearly 600 cities VBEI analyzed. The trend spans markets as varied as Bern, Switzerland, and San Juan, Puerto Rico, where online shopping has climbed sharply since 2019. As more shoppers gain the power to compare prices and find alternatives, these markets are seeing stronger competition and lower inflation, helping ease the pressure on households as energy costs climb.

A global investment boom is powering growth

The global economy has entered its strongest industrial investment cycle since 2010. Capital spending by the world’s three largest economies—the U.S., EU, and China—is rising in tandem as businesses race to build out AI capabilities, transition to cleaner energy sources, and secure strategic supply chains. This broad-based uptick in investment is helping carry the economy.

Key Takeaways

Are consumers pulling back as costs rise?

Visa economists describe the current environment as “more like adjustment than collapse.” Even as higher costs weigh on household budgets, discretionary spending is holding relatively steady, with tentative signs of firming—evidence that consumers are adapting their behavior and seeking deals rather than retreating. This also marks a softer starting point than earlier in the decade, which should limit how high prices ultimately climb.

How is digital commerce helping?

By giving consumers more ways to find value. As online shopping spreads beyond major hubs into smaller, “peripheral” markets, shoppers can compare prices and find lower-cost alternatives more easily. Markets with higher online penetration are seeing stronger price competition and lower inflation—extending the inflation-constraining effects of digital commerce into more communities.

What is keeping growth on track?

A broad-based surge in business investment. The global economy has entered its strongest industrial investment cycle since 2010, with the U.S., EU, and China investing in tandem across AI, clean energy, and strategic supply chains. As this investment broadens into jobs, it is helping support household spending and carry the economy through higher energy costs.

Access the full report at https://usa.visa.com/partner-with-us/visa-consulting-analytics/economic-insights/2026-another-precedent-shattering-year.html

About VBEI’s 2026 Midyear Global Economic Outlook

Visa Business and Economic Insights’ (VBEI) 2026 Midyear Global Economic Outlook provides analysis of global economic trends, consumer behavior and the evolution of digital commerce, based on proprietary Visa transaction data, economic modeling and analysis of emerging trends.

About Visa Business and Economic Insights (VBEI)

About Visa

Forward-Looking Statement

Disclaimer

Media Contact:
Raelle Alfaro | press@visa.com

Source: Visa Inc.

Visa Redefines Its Role in Travel With the Global Launch of Visa Destinations

Thu, 25 Jun 2026 10:00:00 -0400

A new consumer Visa travel platform is now live across 10 locations, including flagship cities such as Paris, London and New York City, with more destinations to be added later this year.
This platform connects Visa cardholders with curated experiences and exclusive access aligned to passion-led travel pillars through a consumer mobile-first platform.
Global anchor partners include Santander Group, Global Blue, Star Alliance, and Trip.com Group, leaders across the financial and travel ecosystem.

SAN FRANCISCO--(BUSINESS WIRE)-- Visa (NYSE: V), a global leader in digital payments, today announced the launch of Visa Destinations, a passion-led travel platform live in 10 major locations around the world, as the company redefines its role in the rapidly growing experience-driven travel economy.

The move marks a strategic expansion of Visa’s role beyond payments, positioning the company at the center of how travelers discover, plan and experience trips. According to Visa research, travelers are increasingly choosing destinations based on passion, purpose, and experiences, not just geography. In 2025 alone, 4 in 10 American travelers made a trip to experience music, sports or art festivals¹, with major cultural moments acting as magnets for international visitors and catalysts for local economies.

Available exclusively to Visa customers, through a mobile-first platform, Visa Destinations is designed around why people travel, whether they are drawn by food, fashion, sports or simply wandering the streets for hidden gems, it delivers tastemaker recommendations, city guides, and curated experiences to support Visa’s shift from being the way to pay for travel to becoming a travel companion.

“Travel is expected to grow 10% annually over the coming years². It consistently shows resilience to the world’s events and consumers protect it. Our latest Visa Global Travel Intentions Study indicates customers will cut back on everyday spending to save for planned travel,” said Katya Petelina, Head of Global Cross-Border and Global Sales & Commercial Operations at Visa. “With Visa Destinations, we are accompanying travelers throughout their journey and helping them discover the moments that make a destination memorable, while giving our issuers and merchant partners a meaningful way to participate in the economic growth that travel creates.”

Visa Destinations is available and curating experiences in 10 locations, including Paris, London, Dubai, Milan, Rome, Mexico City, New York City, Miami, San Francisco and Thailand.

Once on board, cardholders can enhance their trips through curated offerings across dining, entertainment, culture, hospitality, wellness, shopping and transport, such as exclusive viewing moments and Priority Access to Top of the Rock Observation Deck at Rockefeller Center in New York City and the Louvre in Paris, as well as dining experiences tastemakers recommend.

Premium cardholders, including Visa Infinite and Visa Signature, can enjoy enhanced benefits and tailored travel experiences.

Strong partnerships behind Visa Destinations

Visa has partnered with global leaders across the financial and travel ecosystem to increase the platform’s value proposition. Global anchor partners include financial institution Santander Group, promoting Visa Destinations to their customers in key regions around the world, and travel partners Global Blue, Star Alliance, and Trip.com Group. Together, these partnerships provide Visa cardholders with exclusive access, premium benefits, and locally distinctive experiences that bring cardholders closer to the character of each destination.

“At Santander, we believe travel is about creating meaningful memories and discovering unique experiences that connect people with destinations,” said Matías Sánchez, Global Head of Cards and Digital Solutions at Santander. “Through our partnership with Visa, we are bringing exclusive opportunities to our customers across ten key markets, giving them access to extraordinary experiences in music, sports, fashion, gastronomy and culture that can only be enjoyed through this global collaboration.”
"We are delighted to partner with Visa to bring the value of the Tax Free Shopping experience to travelers using Visa Destinations. In doing so, international travelers benefit from increased purchasing power, a seamless and guaranteed refund process, and an enhanced shopping journey while immersing themselves in the destination of their choice," said Virginie Alem, Global Blue Chief Marketing Officer.
“As the leading global airline alliance, Star Alliance is uniquely positioned to offer travelers access to unmatched reach through our 26 member airlines, enabling seamless multi-airline journeys. This partnership with Visa will deliver great value to travelers through exclusive experiences that will make every journey even more memorable. We are excited about the opportunities this collaboration will unlock,” said Renato Ramos, Vice President Corporate Strategy, Star Alliance.
“Travel should always be inspiring, intuitive, and rewarding. That is why at Trip.com Group, we are constantly reimagining how journeys are planned and experienced – with simplicity at every touch point. Our collaboration with Visa brings this vision to life, combining secure, seamless payments with curated travel offerings and elevated benefits, turning every journey into something truly extraordinary,” said Sun Bo, Chief Marketing Officer at Trip.com Group.

Beyond serving travellers, Visa Destinations supports Visa’s broader strategy to deepen digital commerce, enable seamless cross-border payments, and help travel-related businesses capture greater value from global tourism.

About Visa

¹ Visa’s Global Travel Intentions Study 2026
² Boston Consulting Group

Media Contact
Erandi Valdez
Global Cross-Border Communications
evaldez@visa.com

Source: Visa Inc.

Visa Announces New AI, Stablecoin and Token Innovations to Power Intelligent, Programmable Commerce at Visa Payments Forum

Wed, 10 Jun 2026 14:00:00 -0400

New Agent Scoring, Agentic Registry and Large Transaction Model capabilities, stablecoin settlement and token enhancements support the next gen of digital commerce

SAN FRANCISCO--(BUSINESS WIRE)-- At Visa Payments Forum 2026, Visa (NYSE: V) today announced new AI, stablecoin and token capabilities designed to help clients unlock the next generation of commerce. These innovations reflect a simple objective: ensuring trust, security and control evolve alongside increasingly fast, automated and intelligent commerce experiences.

In a keynote presentation, Jack Forestell, Chief Product & Strategy Officer at Visa, outlined how two foundational shifts—artificial intelligence and stablecoins—are transforming both the front end and back end of money movement, and how Visa is enabling clients to participate.

“AI is transforming the front end of commerce. Stablecoins are reshaping the back end,” said Forestell. “Visa’s role is to enable it to work securely, reliably and at global scale, for every participant in the ecosystem.”

Powering the Front End of Commerce—and How It Gets Built—with AI

Visa detailed how AI is reshaping how transactions are initiated, authorized and trusted—while also accelerating how new commerce experiences are designed, developed and delivered, particularly as AI agents increasingly act on behalf of consumers and businesses.

Visa Intelligent Commerce, the company’s platform for agentic commerce, provides the trust, controls and connectivity needed for AI agents to securely discover, initiate and complete transactions.

To support this shift, Visa is working across the ecosystem—partnering with leading AI platforms, enabling new merchant capabilities and building infrastructure to ensure agent-initiated transactions are transparent and trusted, including:

Agent Score: Created with New Generation, it allows merchants to evaluate their websites for agentic commerce readiness—specifically, whether AI agents can navigate, understand and complete tasks on a merchant’s website.
Agentic Directory: Merchants need to know which agents can be trusted to transact on their sites, and agents need confidence that they are interacting with legitimate merchants. The directory includes agents and merchants that Visa has verified as legitimate participants in agentic commerce.
OpenAI Partnership: a strategic collaboration with OpenAI to enable secure Visa payments within agentic commerce, enabling seamless and trusted payments across OpenAI. Through the partnership, Visa will provide its global network, credentialing capabilities and security infrastructure to support agentic commerce experiences, helping consumers and businesses interact and transact with confidence.
Large Transaction Model: An AI model trained on billions of transactions to improve fraud detection while increasing authorization performance and reducing false declines—a trade-off the industry has struggled with for years.

Visa also demonstrated early development concepts from its Crypto Labs and developer teams. This included a Command Line Interface proof of concept that lets AI agents pay for digital services directly in the terminal using Visa’s tokenized credentials.

“We believe a growing share of creation and transactions will be led by developers using AI tools,” said Forestell. “We are working with the industry to make cards the best way to pay in the Command Line.”

Enhancing Tokens for AI-Driven Commerce

Visa announced significant enhancements to its tokens, focused on bringing more data, context and assurance into the credentials used in digital commerce.

Today, tokens already carry a highly secure data set purpose-built for digital payments. As commerce extends to new channels and agents, Visa is enriching the data to provide more details on the transaction type, where the token is being used and who is making the payment.

A second key advancement is a token assurance signal. Token use is evaluated throughout its lifecycle—based on provisioning and behavioral history—to generate a signal of trust behind each transaction.

These enhancements provide issuers with stronger signals for authorization decisions, helping reduce false declines for merchants while minimizing friction for consumers.

Designed for AI-driven commerce, these developments embed identity, permissions and behavioral signals more deeply into credentials—allowing trust to travel with the transaction across devices, channels and use cases, including those initiated autonomously by AI agents.

Modernizing the Back End of Money Movement with Stablecoins

Visa also shared progress in modernizing settlement and value transfer through stablecoins and blockchain-based infrastructure.

Tokenized Deposits: Visa announced it will build the technology layer that can allow banks to turn traditional deposits into programmable, always-on digital money. This gives banks a way to match the speed and flexibility of stablecoins while keeping funds on balance sheet.
Stablecoin Settlement : Visa is expanding stablecoin settlement pilots across multiple regions, blockchains and currencies. Building on its first stablecoin settlement pilots in early 2025, Visa has moved billions of dollars in stablecoins across VisaNet, with an annualized run rate of approximately $7 billion as of March 2026. With issuing banks already settling seven days a week onchain with Visa, Visa is also working to extend seven-day settlement to include acquirers, increasing flexibility and frequency across the entire ecosystem.
Stablecoin-Linked Cards : Visa continues to expand stablecoin-linked card programs, enabling consumers and businesses to spend stablecoin balances anywhere Visa is accepted. With more than 160 programs live or in development globally, adoption is expected to accelerate.

Helping Clients Modernize Without Disruption

Across these innovations, Visa emphasized a consistent theme from clients: modernization is essential, but full system replacement is not practical. Visa is addressing this with modular, cloud-native capabilities that integrate with existing infrastructure and enable banks, fintechs, acquirers and merchants to modernize at their own pace.

For issuers, the Pismo core banking platform enables flexible, real-time banking and processing capabilities with a phased path away from traditional systems.
For acquirers and merchants, Unified Checkout provides a consistent way to accept both card and non-card payments through a single orchestration layer—supporting evolving commerce models, including AI-driven transactions. Visa Intelligent Authorization uses real-time network signals and advanced models to help acquirers and their merchants optimize authorization approvals and capture incremental spend that might otherwise be declined.

Leading the Evolution of Commerce

Taken together, the announcements at Visa Payments Forum reflect a clear vision: Visa is becoming the platform that connects AI, programmable money, modern infrastructure and global trust so clients can win now and be ready for what’s next.

“History is filled with innovations that never reached scale,” said Forestell. “What determines success is trust, security and global reach. That’s what Visa brings to every new era of commerce – and what we’re building for the future.”

About Visa

Media Contacts
Conor Febos - press@visa.com
Jackie Dresch - press@visa.com

Source: Visa Inc.

Visa Partners with OpenAI to Power the Next Generation of AI Commerce

Wed, 10 Jun 2026 14:00:00 -0400

New collaboration brings Visa’s global payment network to one of the largest AI platforms and aims to support seamless, secure transactions and broader AI-powered use cases across commerce environments supported by agents

SAN FRANCISCO--(BUSINESS WIRE)-- Visa (NYSE: V) today announced a strategic collaboration with OpenAI to enable secure Visa payments within agentic commerce, enabling seamless and trusted payments across OpenAI. The companies made the announcement at the Visa Payments Forum in San Francisco. Through the partnership, Visa will provide its global network, credentialing capabilities and security infrastructure to support agentic commerce experiences, helping consumers and businesses interact and transact with confidence.

The collaboration is part of the broader Visa Intelligent Commerce initiative, which is focused on extending secure payment capabilities into new digital environments. Together, Visa and OpenAI will also explore a range of enterprise applications, including developer-focused experiences powered by Codex, as well as more automated and conversational workflows, as AI continues to evolve as an important interface for digital interactions.

As part of the partnership, Visa’s payment capabilities will be integrated into OpenAI experiences, giving developers and merchants a streamlined way to accept Visa payments initiated by agents. Alongside OpenAI, Visa will deliver the underlying network, tokenization and risk capabilities that support trusted and secure transactions.

Transactions will operate within clearly defined user permissions, policies and controls, such as spending limits, merchant categories or required approvals. Transactions will use tokenized Visa credentials and real-time authorization and fraud monitoring, helping enable new AI-enabled payment experiences to maintain strong security and consumer protection.

“AI will transform commerce more profoundly than the internet or mobile technology ever did,” said Jack Forestell, Chief Product and Strategy Officer, Visa. “As AI agents become active participants in the economy, Visa’s focus is to ensure transactions are trusted, secure and seamless. That’s the infrastructure we’re building with partners like OpenAI.”

“Commerce is going to happen in many more places and in many more ways than it does today, and agents will play an increasingly important role in helping people complete tasks that involve money—from purchases and payments to more complex transactions,” said Marco Mahrus, Head of Partnerships, Commerce at OpenAI. “By integrating with Visa Intelligent Commerce, we're building the infrastructure for secure, transparent, and user-controlled agentic transactions, helping people do more with AI agents while maintaining confidence that payments are being handled safely and securely.”

About Visa

Media Contacts
Press@visa.com
Jackie Dresch
Conor Febos

Source: Visa Inc.

Visa and Brale Explore Private Stablecoin Settlement for Institutional Payments

Thu, 04 Jun 2026 08:00:00 -0400

Proof of concept will test how privacy-enabled blockchain infrastructure can support secure, scalable settlement for institutional payment flows

SAN FRANCISCO--(BUSINESS WIRE)-- Visa (NYSE: V) today announced a collaboration with Brale to explore stablecoin-based settlement using SBC, a U.S. dollar-backed stablecoin issued by Brale, on the Canton Network. The proof of concept will evaluate how privacy-enabled blockchain infrastructure can support faster, more programmable settlement while helping financial institutions and payment companies maintain control over the visibility of sensitive settlement transaction data.

Visa began enabling stablecoin settlement in 2021 and continues to expand its capabilities, allowing VisaNet obligations to be settled using supported stablecoins. A central focus of this collaboration is the Canton Network’s privacy architecture. As stablecoin adoption grows, financial institutions are assessing how they can use blockchain-based settlement while meeting strict privacy and compliance requirements. Unlike many public blockchain networks, Canton is designed to allow participants to transact on shared infrastructure while limiting the visibility of sensitive transaction information.

Through the collaboration with Brale, Visa plans to evaluate support for SBC as an additional stablecoin option for institutional settlement use cases. SBC is natively supported on the Canton Network, enabling Brale and Visa to test how privacy-preserving infrastructure can be applied to real-world institutional payment flows.

“Stablecoin settlement has shown how blockchain infrastructure can improve the speed and efficiency of money movement,” said Cuy Sheffield, Head of Crypto, Visa. “Through our work with Brale, we’re exploring how SBC on the Canton Network can support institutional settlement use cases that require both programmability and privacy controls. This collaboration helps us evaluate what it takes to bring these capabilities into production environments.”

“Financial institutions are increasingly looking for stablecoin infrastructure that meets their operational, regulatory, and privacy requirements,” said Ben Milne, founder and CEO of Brale. “Working with Visa to explore SBC on Canton is an important step toward making stablecoin-based settlement more practical and scalable for real-world payment flows.”

Visa believes stablecoins represent a scalable, next-generation settlement layer for global payments. Through collaborations like this, the company continues to advance how blockchain infrastructure can support the privacy, compliance, and interoperability standards required by financial institutions and payment networks.

About Visa

About Brale

Brale is a regulated stablecoin infrastructure platform that enables companies to launch and operate fiat-backed digital currencies. Brale provides infrastructure across issuance, minting, redemption, compliance controls, treasury management, and blockchain interoperability through a modular API-based platform designed for institutional and enterprise use cases.

Media Contacts
Press@visa.com
Conor Febos
Jackie Dresch

Source: Visa Inc.

Visa Expands Commercial Solutions Hub with Integration of Visa Accounts Receivable Manager

Wed, 27 May 2026 08:00:00 -0400

New integration allows issuers to send virtual card details to suppliers, helping automate virtual card adoption for suppliers at scale

SAN FRANCISCO--(BUSINESS WIRE)-- Visa Inc. (NYSE: V), a global leader in digital payments, today announced an expansion of the Visa Commercial Solutions Hub (VCS Hub), further strengthening how issuers and suppliers connect to scale virtual card programs. Through a new integration with Visa Accounts Receivable Manager (Visa AR Manager), eligible issuers gain built-in access to end-to-end processing designed to reduce operational friction and accelerate commercial card growth.

Virtual cards are among the fastest-growing payment methods in commercial payments yet scaling them remains complex. Issuers often face fragmented supplier connectivity, while suppliers are left with manual reconciliation and inconsistent payment flows. By bringing issuer and supplier networks together, by embedding access to Visa AR Manager in the VCS Hub, Visa is helping to simplify these connections and enable more automated, seamless payment experiences across the ecosystem.

Powering issuer growth through a unified commercial payments platform

Launched in 2025, VCS Hub is a globally available platform designed to help issuers support multiple commercial payment use cases through a single, scalable integration. By unifying Visa’s network capabilities, VCS Hub enables issuers to reduce technical complexity, accelerate time to market, and scale virtual card programs more efficiently across their commercial client portfolios.

“Issuers see strong demand for commercial card solutions, but scaling those programs can be unnecessarily complex,” said Gloria Colgan, SVP, Global Product, Commercial Solutions, Visa. “Visa Commercial Solutions Hub reduces that friction, making it easier to connect with suppliers, deliver new capabilities faster, and drive meaningful growth in commercial payments.”

Driving automation and unlocking scale

Now available in 69 geographies, Visa AR Manager, powered by proprietary AI capabilities, addresses key operational barriers that have historically limited virtual card adoption. Through this integration, issuers can send virtual card payments on behalf of their corporate buyers through Visa AR Manager. Visa AR Manager then provides a virtual card automation service to suppliers that reduces manual intervention, can accelerate reconciliation, potentially improving working capital outcomes for suppliers.

Early adopters of Visa AR Manager are already seeing measurable impact, including efficiency gains through increased automation. One customer reported an 89% reduction in days sales outstanding, realized a 300-basis-point net benefit, and enabled fully automated virtual card processing in under two weeks of implementation.

“Visa Accounts Receivable Manager brings true end-to-end automation to commercial payments,” said Abhishek, Global Head of B2B Acceptance, Visa. “By streamlining how payment and invoice data move between issuers and suppliers, we’re helping unlock the full growth potential of virtual card programs.”

Availability

The integrated capability for issuers is expected to launch in September 2026 and will be available at no additional cost to eligible VCS Hub clients, subject to applicable terms and geographic availability. *

Frequently Asked Questions (FAQ)

What is Visa Commercial Solutions Hub (VCS Hub)?

Visa Commercial Solutions Hub is a globally available, unified platform that enables issuers to access Visa and partner capabilities through a single integration. The VCS Hub provides access to a growing range of Visa capabilities and partner solutions, simplifying the deployment and scaling of commercial card programs.

What is Visa Accounts Receivable Manager (Visa AR Manager)?

Visa AR Manager allows issuers to send virtual card details on behalf of their corporate buyer to suppliers enrolled in the Visa AR Manager service. For enrolled suppliers, Visa AR Manager automates accounts receivable processes by streamlining the exchange of payment, remittance, and invoice data. It is designed to reduce manual reconciliation and improve payment efficiency.

What is new in this announcement?

Visa is integrating the Visa AR Manager service for issuers directly into VCS Hub. This gives eligible issuers built-in access to end-to-end virtual card processing and reconciliation capabilities through a single platform.

How does this benefit issuers?

Issuers can reduce technical complexity, accelerate time to market, and scale virtual card programs more efficiently. The integration may also help improve supplier enablement and overall program performance.

How does this benefit suppliers?

Suppliers can gain more consistent, automated payment and reconciliation processes. This can reduce manual work, improve cash flow visibility, and shorten payment cycles.

How does the integration improve virtual card adoption?

By simplifying supplier connectivity and automating payment and reconciliation workflows, the integration reduces key operational barriers that have historically limited virtual card adoption at scale.

What role does AI play in Visa AR Manager?

Visa AR Manager uses proprietary AI capabilities to help match payments with invoices, streamline reconciliation, and reduce exceptions, improving overall processing efficiency.

Where is Visa AR Manager integration with the VCS Hub available?

Visa AR Manager integration will be available in 69 areas globally where Visa AR Manager is currently available.

When will the integrated capability be available?

The integrated VCS Hub and Visa AR Manager capability for issuers is expected to launch in September 2026, subject to geographic readiness.

Who is eligible to access this capability?

The integration will be available at no additional cost to eligible existing VCS Hub issuer clients. Availability for other clients will depend on commercial arrangements and jurisdictional conditions.

What results have Visa AR Manager early adopters seen?

Early adopters have reported significant efficiency gains, including up to an 89% reduction in days sales outstanding, measurable financial benefits, and the ability to enable fully automated virtual card processing within weeks.

About Visa

* Eligible issuers must agree to the VCS Hub Terms of Use, the VCS Hub Product Specific Terms for Visa AR Manager, and additional terms based on access channel to the VCS Hub: B2B Payables terms (if batch file or online), Embedded Payments terms (if embedded in ERP), or applicable Visa Developer Platform/VDP terms (if API). Please contact your Visa representative for more information.

Media Contact
Brooke Maggiotto - Brooke.maggiotto@visa.com

Source: Visa Inc.