Paul D. Fabara, Chief Risk Officer

Paul Fabara is Visa’s Chief Risk Officer. In this capacity, he leads the client operations and global risk functions. Both functions share the common goal of putting Visa’s clients first, whether it is protecting them and keeping them safe, or providing operational support and valued services across our clients’ needs. Mr. Fabara is responsible for maintaining the integrity and security of the Visa payment system, while also serving as the principal liaison with regulatory agencies. He ensures that Visa continues to deliver industry-leading services to prevent, detect and mitigate the impact of fraud and security attacks on Visa’s clients and other payment system stakeholders. Mr. Fabara joined Visa in 2019.

Prior to Visa, Mr. Fabara held a number of key leadership roles at American Express Company during his eight-year tenure. Most recently, he held the position of President of the global services group for Amex. As a member of the Amex executive committee, he was responsible for the company’s global servicing functions, including customer service, credit, and fraud operations, as well as enterprise-wide strategic initiatives. Most notably, as Chief Risk Officer, Mr. Fabara promoted strong capabilities and disciplined, integrated risk controls. He improved corporate control and compliance in order to identify, monitor and manage risks and led the company’s broad-based activities to meet the requirements of regulatory orders.

Previously, Mr. Fabara served as Global Chief Operating Officer for Barclays’ credit card business, based in London, where he was responsible for card operations across 71 countries. Earlier, he was the Chief Operating Officer of Alliance Data Systems, servicing more than 400 private label credit card programs ranging from retail to travel and entertainment. Mr. Fabara started his career at Providian Financial Corporation, where he served in many capacities including risk management, underwriting, marketing, sales and service, and credit administration.