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Management Team

Visa Inc. is led by a team of individuals with world-class experience and skills in financial services and corporate management. These established professionals collaborate to drive Visa's business forward through product and network innovation, brand management, sales growth, operational activities and other means.

Ryan McInerney has been with Visa since June of 2013 and serves as Chief Executive Officer. Prior to assuming the role of CEO in February 2023, he was President, responsible for Visa’s global businesses.

Prior to joining Visa, Mr. McInerney served as Chief Executive Officer of consumer banking for JPMorgan Chase, a business with more than 75,000 employees and revenues of approximately $14 billion. Previously, Mr. McInerney served as Chief Operating Officer for home lending and as Chief Risk Officer for Chase’s consumer businesses. He also served as Chase’s head of product and marketing for consumer banking.

Previously, Mr. McInerney was a principal at McKinsey & Company in the firm’s retail banking and payments practices. Mr. McInerney received a Bachelor of Science in finance from the University of Notre Dame.

Antony Cahill is Visa’s Executive Vice President, Global Head of Value Added Services. In his role, he and his team are responsible for designing, developing and delivering Visa’s global portfolio of value added services. He joined Visa in 2018, most recently serving as Deputy Chief Executive Officer for Visa’s European operations. In that role, Mr. Cahill was responsible for driving the transformation of Visa’s business in 38 countries across Europe, overseeing client relationships across Europe, as well as responsibility for Merchants and Acquiring, Visa Consulting Services and the ongoing development of Visa’s Corporate Solutions across Europe.

Prior to joining Visa in 2018, Mr. Cahill served as Chief Operating Officer at NAB (National Australia Bank) where he spent eight years in senior roles, four of which on the Group Executive. Prior to NAB, he spent 12 years at Australia and New Zealand Banking Group (ANZ).

Frank Cooper III serves as Chief Marketing Officer at Visa. In this vital role, Mr. Cooper leads a global team focused on amplifying the company’s purpose and advancing Visa’s business strategy in the global marketplace. He is responsible for all facets of marketing across Visa’s business, including consumer, B2B and client marketing — and leads marketing across all regions and functions, including brand, data and insights, social and digital platforms, content and sponsorships.

Mr. Cooper’s career spans multiple industries, where he has consistently distinguished himself as a business leader driving change and industry-wide transformation through a deep understanding of business, culture and technology. Prior to joining Visa, Mr. Cooper spent five years as Global Chief Marketing Officer at BlackRock, where he was responsible for shaping BlackRock’s global brand and marketing strategy for institutional and retail clients, including overseeing all digital marketing, branding and research, and insights functions at the firm. Mr. Cooper has also previously served as Chief Marketing and Creative Officer at BuzzFeed and spent over 12 years at PepsiCo, where he was the Chief Marketing Officer of Global Consumer Engagement. He began his career as an entertainment lawyer and served as a senior executive at two of the world’s most iconic music labels: Motown and Def Jam.

Mr. Cooper has been acknowledged by Fast Company as one of the "100 Most Creative People in Business," was a four-time recipient of Billboard's "Power 100" and a recipient of AdColor's "Legend" award. He is also the former Chairman of the American Advertising Federation and has also served on the for-profit Boards of Burlington Stores and Ogmento/Flyby Media.

Mr. Cooper earned a J.D. from Harvard Law School, where he served as the Supreme Court Editor of The Harvard Law Review, and a B.S. degree in business administration from the University of California at Berkeley.

Paul Fabara is Visa’s Chief Risk Officer. In this capacity, he leads the client operations and global risk functions. Both functions share the common goal of putting Visa’s clients first, whether it is protecting them and keeping them safe, or providing operational support and valued services across our clients’ needs. Mr. Fabara is responsible for maintaining the integrity and security of the Visa payment system, while also serving as the principal liaison with regulatory agencies. He ensures that Visa continues to deliver industry-leading services to prevent, detect and mitigate the impact of fraud and security attacks on Visa’s clients and other payment system stakeholders. Mr. Fabara joined Visa in 2019.

Prior to Visa, Mr. Fabara held a number of key leadership roles at American Express Company during his eight-year tenure. Most recently, he held the position of President of the global services group for Amex. As a member of the Amex executive committee, he was responsible for the company’s global servicing functions, including customer service, credit, and fraud operations, as well as enterprise-wide strategic initiatives. Most notably, as Chief Risk Officer, Mr. Fabara promoted strong capabilities and disciplined, integrated risk controls. He improved corporate control and compliance in order to identify, monitor and manage risks and led the company’s broad-based activities to meet the requirements of regulatory orders.

Previously, Mr. Fabara served as Global Chief Operating Officer for Barclays’ credit card business, based in London, where he was responsible for card operations across 71 countries. Earlier, he was the Chief Operating Officer of Alliance Data Systems, servicing more than 400 private label credit card programs ranging from retail to travel and entertainment. Mr. Fabara started his career at Providian Financial Corporation, where he served in many capacities including risk management, underwriting, marketing, sales and service, and credit administration.

Jack Forestell is Visa’s first Chief Product and Strategy Officer.

A driving force for innovation at Visa, Mr. Forestell oversees the growth, adoption and evolution of Visa’s products and services globally to meet the needs of the vast set of fintechs, sellers, financial institutions, governments and consumers Visa serves. His organization is shaping money movement, fueling client growth and helping provide economic access across the globe.

Mr. Forestell and his team leverage Visa’s network capabilities, unmatched scale and expertise to provide clients and partners with solutions and services built to navigate the rapidly changing environment. In this new role, Mr. Forestell is responsible for creating a cohesive roadmap that delivers on Visa’s bold long-term vision for enabling people, businesses and thriving economies.

Mr. Forestell joined Visa in 2014. He has served as Group President, Value Added Services and Global Head of Merchant & Acquirer Solutions and Global Head of Products and Solutions.

Before joining Visa, Mr. Forestell spent 12 years at Capital One, most recently as Head of Capital One Digital. In this role, he led online and mobile banking, mobile/emerging payments, digital product design and development, as well as Capital One Labs. Before that, he spent five years as Head of Capital One’s U.S. card customer portfolio. Prior to Capital One, Mr. Forestell was a senior partner and member of the Board of Directors of Mercer Management Consulting, where he advised retail clients throughout Europe and the U.S. on brand strategy, network optimization, pricing and promotion.

Mr. Forestell holds a Bachelor of Arts in Business Administration with Honors from the Ivey Business School at University of Western Ontario, Canada.

Michelle Gethers serves as Chief Diversity Officer and Head of Corporate Responsibility for Visa. She leads the company’s global strategy for growth in inclusive and diverse talent, social impact and environmental sustainability. Prior to joining Visa, Ms. Gethers served as the President and CEO at United Way of Greater Greensboro where she and her team focused on partnerships to end poverty. Ms. Gethers also held a variety of roles over 21 years at American Express, including Senior Vice President and General Manager of Card Operations. She also has experience as an entrepreneur with a consulting firm, as a certified public accountant, and as an author.

Ms. Gethers’s accomplishments and career have been featured in Ebony, Black Enterprise, Working Mother, Biz Life, Triad Business Journal’s 2017 Most Admired CEO and 2021 Leader in Diversity, and as a speaker at two regional TEDxGreensboro talks.

Ms. Gethers currently serves on the board of directors for Wyndham Championship PGA Tour and the Board of Trustees for her alma mater, Long Island University.

Charlotte Hogg is Executive Vice President and Chief Executive Officer for Visa’s European operations. She joined Visa in 2017, bringing with her more than 25 years of experience in financial services, bank operations and management consulting. Prior to joining Visa, Ms. Hogg served as Chief Operating Officer for the Bank of England from 2013 to 2017. Prior to that role, she led retail distribution for Santander in the U.K. and previously worked at Experian as the Managing Director of the company’s U.K. and Ireland operations. Earlier in her career, Ms. Hogg was CEO of Goldfish Bank at Discover Financial Services, a Managing Director for strategy and planning at Morgan Stanley, and a management consultant at McKinsey & Company, based in the U.S. Ms. Hogg is on the Board of Now Teach and a non-Executive director for RELX, a multinational information and analytics company.

Ms. Hogg graduated from the University of Oxford with a B.A. in Economics and History. She is a Kennedy Memorial Trust Scholar from Harvard University, and has an honorary Doctor of Laws from Warwick University.

Oliver Jenkyn is Visa’s Group President, Global Markets. Mr. Jenkyn is responsible for Visa’s business in the 200+ countries and territories in which it operates around the globe. Visa is organized into five regions (North America, Europe, Asia Pacific, Latin America & Caribbean, and Central Europe, Middle East & Africa), each of which is led by a Regional President. These Regional Presidents report into Mr. Jenkyn, as do teams that lead Visa’s global merchant relationships, global client relationships, global digital partnerships, and global deal negotiations.

Mr. Jenkyn has been with Visa for 15 years. Prior to his current role, he was the President of North America, led Visa’s global new businesses (commercial/B2B, government, and Visa Direct), and served as Global Head of Strategy and M&A.

Prior to Visa, Mr. Jenkyn was a Partner at McKinsey & Company in the San Francisco, New York, and London offices, and a leader of the firm's banking practice and global payments practice. Mr. Jenkyn also led McKinsey’s relationship with Visa for several years, playing an integral role in Visa's IPO.

Mr. Jenkyn holds master’s degrees in finance and financial policy from Harvard University and Queen's University, and a bachelor’s degree in economics from McGill University. Mr. Jenkyn serves or has served on a variety of non-profit boards including Tipping Point (a San Francisco nonprofit dedicated to fighting poverty) and the California Academy of Sciences.

Chris Newkirk is Visa’s Executive Vice President, Global Head of New Flows – Commercial & Money Movement Solutions.

Mr. Newkirk leads Visa’s global new flows businesses (commercial/B2B, Visa Direct, government, treasury-as-a-service), as well as the company’s global interchange and pricing function. He joined Visa as Chief Strategy Officer in June 2020. In that role, Mr. Newkirk led the development of the company’s growth strategy, oversaw Visa’s strategy, regional product and solutions, cross-border, interchange and pricing functions, and established the Visa Garage. He also serves as the executive sponsor of Visa’s Asian Employee Network (VAEN).

Prior to Visa, Mr. Newkirk spent 12 years at Capital One, most recently as the President of small business, international and the Walmart Partnership, and a member of executive committee. In that capacity, Mr. Newkirk had full P&L responsibility across six lines of business in the U.S., U.K. and Canada, spanning strategy, marketing, sales, product, operations, digital transformation, customer experience, talent, risk management, financial performance and venture investing. Prior to Capital One, Mr. Newkirk held several leadership roles at IndyMac Bank. Previously, Mr. Newkirk was a strategy consultant with McKinsey & Company.

Mr. Newkirk received his bachelor’s degree, cum laude, from Yale University and his juris doctorate, magna cum laude, from Harvard Law School. He serves on the board of the Higher Achievement.

Julie B. Rottenberg is Visa’s Executive Vice President, General Counsel. Ms. Rottenberg oversees the global legal and compliance function, including leading the company’s global litigation, regulatory, commercial agreements and M&A matters related to Visa’s global operations. Ms. Rottenberg joined Visa’s litigation team in 2008, and most recently served as Deputy General Counsel and Chief Counsel of North America, where she advised the business on the evolving regulatory environment, expanding client engagements, and other matters for Visa’s largest region.

Prior to joining Visa, Ms. Rottenberg was a partner specializing in litigation and antitrust at Arnold & Porter, LLP in Washington D.C. Earlier in her career she served as a law clerk to the Honorable Robert Beezer, U.S. Court of Appeals, Ninth Circuit, and the Honorable Samuel Wilson, U.S. District Court, Western District of Virginia.

Ms. Rottenberg holds a Juris Doctor with highest honors from George Washington University, and a Bachelor of Arts, cum laude, from San Diego State University.

Chris Suh is the Chief Financial Officer at Visa. In his role, he oversees Visa’s financial strategies, planning and reporting, in addition to all finance operations and investor relations.

Mr. Suh joined Visa in July 2023 from Electronic Arts, where he served as Chief Financial Officer.

From 1996 to 2022, Mr. Suh held senior finance roles at Microsoft, including serving as Chief Financial Officer of the Cloud + AI division from 2018 to 2022, and Head of Investor Relations from 2013 to 2018. Prior to Microsoft, Mr. Suh worked at PricewaterhouseCoopers from 1992 to 1996.

Mr. Suh holds a BA in Accounting and Finance from the University of Washington and an MBA from the University of Washington Michael G. Foster School of Business.

Rajat Taneja is President of Technology for Visa, responsible for the company's technology innovation and investment strategy, product engineering, global IT and operations infrastructure. He joined Visa in November 2013.

Prior to joining Visa, Mr. Taneja was Executive Vice President and Chief Technology Officer of Electronic Arts Inc., from October 2011 until November 2013, responsible for platform engineering, data center operations and IT supporting the company's global customer base. From 1996 until 2011, he worked at Microsoft Corporation, including most recently as the Corporate Vice President, Commerce Division, in 2011 and the General Manager and Corporate Vice President, Online Services Division, from 2007 to 2011. Mr. Taneja served on the board of directors of Ellie Mae from June 2015 until April 2019. He currently serves on the board of directors of MSCI.

Mr. Taneja holds a B.E. in Electrical Engineering from Jadavpur University and an MBA from Washington State University.

Kelly Mahon Tullier is Vice Chair, Chief People and Corporate Affairs Officer of Visa. Ms. Mahon Tullier serves as corporate secretary and leads Visa’s people, communications, government engagement, inclusive impact & sustainability, transformation and corporate services functions, including real estate, aviation, security and global events.

Previously in her tenure at Visa, Ms. Mahon Tullier served as General Counsel, leading the legal and compliance function for the Company. In that role, she was a key negotiator of Visa’s $23 billion acquisition of Visa Europe and has led the Company through a variety of complex legal, regulatory and compliance matters globally. Beginning in 2021, Ms. Mahon Tullier expanded her role to take on the additional responsibilities of stewarding the communications, corporate services and people organizations, and more recently, government engagement, inclusive impact & sustainability and transformation. In her current role, she is responsible for driving an exemplary 360-degree experience to attract and retain top talent, while creating a safe and engaging physical environment that enables all Visa employees to thrive and grow, and enhancing Visa’s advocacy and external reputational initiatives.

Prior to joining Visa, Ms. Mahon Tullier worked at PepsiCo, Inc. as Senior Vice President and Deputy General Counsel. She also served as Senior Vice President and General Counsel for PepsiCo's Asia Pacific, Middle East and Africa division, based in Dubai.

Previously, Ms. Mahon Tullier was Vice President and General Counsel for Frito-Lay, Inc. Earlier in her career, she was an associate at BakerBotts LLP and also served as a law clerk for the Honorable Sidney A. Fitzwater, U.S. District Court, Northern District of Texas.

Ms. Mahon Tullier serves on the Cornell Law School Advisory Council, the Corporate Advisory Committee of the National Legal Aid & Defender Association, and on the board of directors of the National Women’s Law Center (NWLC). She has also previously served as a director on the boards of the Tahirih Justice Center and International Institute for Conflict Prevention and Resolution (CPR).

Ms. Mahon Tullier received her bachelor’s degree from Louisiana State University and her juris doctorate, magna cum laude, from Cornell Law School.