Management Team

Visa Inc. is led by a team of individuals with world-class experience and skills in financial services and corporate management. These established professionals collaborate to drive Visa's business forward through product and network innovation, brand management, sales growth, operational activities and other means.

Alfred F. Kelly, Jr. joined Visa in December 2016 as chief executive officer and was elected chairman of the board in April 2019. Mr. Kelly spent the majority of his career at American Express where he worked from 1987 to 2010. Over those 23 years, he held several senior positions, including serving as president from July 2007 to April 2010. Immediately prior to Visa, Mr. Kelly was president and chief executive officer at Intersection, a technology and digital media company which is an Alphabet-backed private company based in New York City. Mr. Kelly was a management advisor to TowerBrook Capital Partners, L.P. in 2015, while simultaneously serving as chair of Pope Francis’ visit to New York City. From April 2011 to August 2014, Mr. Kelly was the president and chief executive officer of the 2014 NY/NJ Super Bowl Host Company, the entity created to raise funds for and host Super Bowl XLVIII. Prior to joining American Express, Mr. Kelly was the head of information systems at the White House from 1985 to 1987. Mr. Kelly also held various positions in information systems and financial planning at PepsiCo Inc. from 1981 to 1985. Mr. Kelly currently serves on the board of directors of Visa and Catalyst, as well as several entities in the Archdiocese of New York and is a guardian for the Council for Inclusive Capitalism with the Vatican. He is chairman of the Payments Leadership Council and chairman of the board of the Mother Cabrini Health Foundation. He is also a trustee of New York Presbyterian Hospital and Boston College. In 2015, Mr. Kelly was named a Knight in the Order of Saint Gregory the Great, by Pope Francis. Mr. Kelly holds a Bachelor of Arts degree in Computer and Information Science and a Masters of Business Administration degree from Iona College.

Chris Clark is Visa's executive vice president and regional president for Asia Pacific. Based in Singapore, he is responsible for business operations, strategy development and management of Visa’s businesses in the region.

Prior to leading Asia Pacific, Mr. Clark was group country manager for North Asia and Australasia, where he successfully drove growth and managed challenges in Visa’s most developed markets in the region. He previously held the position of general manager for Australia, New Zealand and the South Pacific as well as general manager for Taiwan, Hong Kong and Macau and the Philippines. He joined Visa in 2002 as general manager for Taiwan.

Before joining Visa, Mr. Clark served 14 years in a variety of senior management positions at National Australia Bank, including market management roles in Taiwan and Thailand. He also worked in consumer and commercial banking, including assignments in Hong Kong and Tokyo.

Mr. Clark is a fluent Mandarin speaker, has a Bachelor of Commerce from University of Melbourne (Australia) and completed executive programs at both INSEAD (France) and Stanford University (USA).

Frank Cooper III serves as Chief Marketing Officer at Visa. In this vital role, Mr. Cooper leads a global team focused on amplifying the company’s purpose and advancing Visa’s business strategy in the global marketplace. He is responsible for all facets of marketing across Visa’s business, including consumer, B2B and client marketing — and leads marketing across all regions and functions, including brand, data and insights, social and digital platforms, content and sponsorships.

Mr. Cooper’s career spans multiple industries, where he has consistently distinguished himself as a business leader driving change and industry-wide transformation through a deep understanding of business, culture and technology. Prior to joining Visa, Mr. Cooper spent five years as Global Chief Marketing Officer at BlackRock, where he was responsible for shaping BlackRock’s global brand and marketing strategy for institutional and retail clients, including overseeing all digital marketing, branding and research, and insights functions at the firm. Mr. Cooper has also previously served as Chief Marketing and Creative Officer at BuzzFeed and spent over 12 years at PepsiCo, where he was the Chief Marketing Officer of Global Consumer Engagement. He began his career as an entertainment lawyer and served as a senior executive at two of the world’s most iconic music labels: Motown and Def Jam.

Mr. Cooper has been acknowledged by Fast Company as one of the "100 Most Creative People in Business," was a four-time recipient of Billboard's "Power 100" and a recipient of AdColor's "Legend" award. He is also the former Chairman of the American Advertising Federation and has also served on the for-profit Boards of Burlington Stores and Ogmento/Flyby Media.

Mr. Cooper earned a J.D. from Harvard Law School, where he served as the Supreme Court Editor of The Harvard Law Review, and a B.S. degree in business administration from the University of California at Berkeley.

Paul Fabara is Visa’s executive vice president and chief risk officer. In this capacity, Mr. Fabara is responsible for maintaining the integrity and security of the Visa payment system, while also serving as the principal liaison with regulatory agencies. He ensures that Visa continues to deliver industry-leading services to prevent, detect and mitigate the impact of fraud and security attacks on Visa’s clients and other payment system stakeholders. Mr. Fabara joined Visa in 2019.

Prior to Visa, Mr. Fabara held a number of key leadership roles at American Express Company (Amex) during his eight-year tenure. Most recently, he held the position of president of the global services group for Amex. As a member of the Amex executive committee, he was responsible for the company’s global servicing functions, including customer service, credit, and fraud operations, as well as enterprise-wide strategic initiatives. Most notably, as chief risk officer, Mr. Fabara promoted strong capabilities and disciplined, integrated risk controls. He improved corporate control and compliance in order to identify, monitor and manage risks and led the company’s broad-based activities to meet the requirements of regulatory orders.

Previously, Mr. Fabara served as global chief operating officer for Barclays’ credit card business, based in London, where he was responsible for card operations across 71 countries. Earlier, he was the chief operating officer of Alliance Data Systems, servicing more than 400 private label credit card programs ranging from retail to travel and entertainment. Mr. Fabara started his career at Providian Financial Corporation, where he served in many capacities including risk management, underwriting, marketing, sales and service, and credit administration.

Jack Forestell is Visa’s executive vice president and chief product officer. In his role, he and his team are responsible for designing, developing and delivering Visa’s global product strategy and roadmap and driving growth across Visa’s portfolio of products and value added services. He joined Visa in 2014.

Before joining Visa in 2014, Mr. Forestell spent 12 years at Capital One, most recently as head of Capital One Digital. In this role, he led online and mobile banking, mobile/emerging payments, digital product design and development, as well as Capital One Labs. Before that, he spent five years as head of Capital One’s U.S. card customer portfolio. Prior to Capital One, Mr. Forestell was a senior partner and member of the Board of Directors of Mercer Management Consulting, where he advised retail clients throughout Europe and the U.S. on brand strategy, network optimization, pricing and promotion.

Mr. Forestell holds a Bachelor of Arts in Business Administration with Honors from the Ivey School at Western University in Canada.

Michelle Gethers serves as Chief Diversity Officer and Head of Corporate Responsibility for Visa. She leads the company’s global strategy for growth in inclusive and diverse talent, social impact and environmental sustainability. Prior to joining Visa, Ms. Gethers served as the President and CEO at United Way of Greater Greensboro where she and her team focused on partnerships to end poverty. Ms. Gethers also held a variety of roles over 21 years at American Express, including Senior Vice President and General Manager of Card Operations. She also has experience as an entrepreneur with a consulting firm, as a certified public accountant, and as an author.

Ms. Gethers’s accomplishments and career have been featured in Ebony, Black Enterprise, Working Mother, Biz Life, Triad Business Journal’s 2017 Most Admired CEO and 2021 Leader in Diversity, and as a speaker at two regional TEDxGreensboro talks.

Ms. Gethers currently serves on the board of directors for Wyndham Championship PGA Tour and the Board of Trustees for her alma mater, Long Island University.

Charlotte Hogg is executive vice president and chief executive officer for Visa’s European operations. She joined Visa in 2017, bringing with her more than 25 years of experience in financial services, bank operations and management consulting. Prior to joining Visa, Ms. Hogg served as chief operating officer for the Bank of England from 2013 to 2017. Prior to that role, she led retail distribution for Santander in the U.K. and previously worked at Experian as the managing director of the company’s U.K. and Ireland operations. Earlier in her career, Ms. Hogg was CEO of Goldfish Bank at Discover Financial Services, a managing director for strategy and planning at Morgan Stanley, and a management consultant at McKinsey & Company, based in the U.S. Ms. Hogg is on the Board of Now Teach and a non-executive director for RELX, a multinational information and analytics company.

Ms. Hogg graduated from the University of Oxford with a B.A. in Economics and History. She is a Kennedy Memorial Trust Scholar from Harvard University, and has an honorary Doctor of Laws from Warwick University.

Oliver Jenkyn is Visa’s group president and president, North America, and sits on the company’s Executive Committee.

As president of North America, Mr. Jenkyn has business, financial, strategic and operational responsibility for the company’s business in the region. Mr. Jenkyn has run Visa’s North America business since 2011.

In his capacity as group president, Mr. Jenkyn is responsible for Visa’s Global New Businesses (Commercial/B2B, Government, and Visa Direct) and Visa’s Global Clients (growth partnerships and commercial deal negotiations).

Mr. Jenkyn joined Visa in 2009 as global head of Strategy and Corporate Development.

Prior to Visa, Mr. Jenkyn was a partner at McKinsey & Company in the San Francisco, New York, London and Toronto offices, and a leader of the firm's North American retail banking practice and global payments practice. Mr. Jenkyn also led McKinsey’s relationship with Visa for several years, playing an integral role in Visa's IPO.

Mr. Jenkyn holds a bachelor’s degree in economics from McGill University and master's degrees in finance and financial policy from Harvard University and Queen's University. Mr. Jenkyn serves or has served on a variety of non-profit boards including Tipping Point, a San Francisco nonprofit dedicated to fighting poverty and homelessness, and the California Academy of Sciences.

Ryan McInerney has been the president of Visa since 2013, and is responsible for delivering value to Visa’s financial institutions, acquirers, merchants and partners in more than 200 countries and territories around the world. In this role, McInerney oversees Visa’s market leadership teams, product team, merchant team, and client services.

Prior to joining Visa, Mr. McInerney served as chief executive officer of consumer banking for JPMorgan Chase, a business with more than 75,000 employees and revenues of approximately $14 billion. In this role, he was responsible for a banking network of 20 million customers in 23 states. Previously, Mr. McInerney served as chief operating officer for home lending and as chief risk officer for Chase’s consumer businesses, overseeing all credit risk management in credit card, home lending, auto finance, education finance, consumer banking, and business banking. He also served as Chase’s head of product and marketing for consumer banking and led the introduction of its mobile banking service.

Previously, Mr. McInerney was a principal at McKinsey & Company in the firm’s retail banking and payments practices. Mr. McInerney received a finance degree from the University of Notre Dame.

Chris Newkirk is Visa’s chief strategy officer. In this role, Mr. Newkirk leads the development of the company’s growth strategy, and also oversees the company’s Global Interchange and Pricing function. Mr. Newkirk joined Visa in June 2020.

Prior to Visa, Mr. Newkirk held leadership roles in the U.S., UK and Canada with Capital One, where he most recently served on the Executive Committee as president of Small Business, International & Walmart Partnership. In that capacity, Mr. Newkirk had full P&L responsibility across six lines of business, spanning growth strategy, marketing, sales and financial performance to customer experience, digital transformation, risk management, talent strategy and venture investing. Prior to joining Capital One in 2008, Mr. Newkirk held several leadership roles at IndyMac Bank. Previously, Mr. Newkirk was a strategy consultant with McKinsey & Company.

Mr. Newkirk received his B.A., cum laude, from Yale University and his J.D., magna cum laude, from Harvard Law School. He serves on the board of the District of Columbia College Access Program.

Vasant M. Prabhu has been our chief financial officer since February 2015 and vice chairman since May 2019. In his role, he oversees Visa’s financial strategies, planning and reporting, in addition to all finance operations and investor relations.

Mr. Prabhu joined Visa from NBCUniversal Media, LLC, where he served as chief financial officer, overseeing the company’s finance function as well as the operations and technical services division. Prior to joining NBCUniversal in 2014, Mr. Prabhu served as the chief financial officer for Starwood Hotels and Resorts Worldwide, Inc. since 2004. In 2010, Mr. Prabhu was named vice chairman of Starwood. At Starwood, he was responsible for all financial functions, information technology and a range of corporate functions. He also served as executive vice president and chief financial officer for Safeway Inc., and held senior leadership roles at The McGraw-Hill Companies, Inc., PepsiCo, Inc. and Booz Allen Hamilton. Mr. Prabhu served on the board of directors of Mattel, Inc. from 2007 until June 2020.

Mr. Prabhu holds a B.S. in Engineering from the Indian Institute of Technology and an MBA from the University of Chicago.

Julie B. Rottenberg is Visa’s executive vice president, general counsel. Ms. Rottenberg oversees the global legal and compliance function, including leading the company’s global litigation, regulatory, commercial agreements and M&A matters related to Visa’s global operations. Ms. Rottenberg joined Visa’s litigation team in 2008, and most recently served as deputy general counsel and chief counsel of North America, where she advised the business on the evolving regulatory environment, expanding client engagements, and other matters for Visa’s largest region.

Prior to joining Visa, Ms. Rottenberg was a partner specializing in litigation and antitrust at Arnold & Porter, LLP in Washington D.C. Earlier in her career she served as a law clerk to the Honorable Robert Beezer, U.S. Court of Appeals, Ninth Circuit, and the Honorable Samuel Wilson, U.S. District Court, Western District of Virginia.

Ms. Rottenberg holds a Juris Doctor with highest honors from George Washington University, and a Bachelor of Arts, cum laude, from San Diego State University. 

Rajat Taneja is president of technology for Visa, responsible for the company's technology innovation and investment strategy, product engineering, global IT and operations infrastructure. He joined Visa in November 2013.

Prior to joining Visa, Mr. Taneja was executive vice president and chief technology officer of Electronic Arts Inc., from October 2011 until November 2013, responsible for platform engineering, data center operations and IT supporting the company's global customer base. From 1996 until 2011, he worked at Microsoft Corporation, including most recently as the corporate vice president, Commerce Division, in 2011 and the general manager and corporate vice president, Online Services Division, from 2007 to 2011. Mr. Taneja served on the board of directors of Ellie Mae from June 2015 until April 2019. He currently serves on the board of directors of MSCI.

Mr. Taneja holds a B.E. in Electrical Engineering from Jadavpur University and an MBA from Washington State University.

Kelly Mahon Tullier is vice chair, chief people and administrative officer of Visa. Ms. Mahon Tullier serves as corporate secretary, and leads Visa’s people, communications and corporate services functions, including real estate, aviation, security and global events.

Previously in her tenure at Visa, Ms. Mahon Tullier served as General Counsel, leading the Legal and Compliance function for the Company. In that role, she was a key negotiator of Visa’s $23 billion acquisition of Visa Europe and has led the Company through a variety of complex legal, regulatory and compliance matters globally. In 2021, Ms. Mahon Tullier took on the additional responsibilities of stewarding the communications, corporate services and people organizations. In her current role, Kelly is responsible for driving an exemplary 360-degree experience to attract and retain top talent, while creating a safe and engaging physical environment that enables all Visa employees to thrive and grow.

Prior to joining Visa, Ms. Mahon Tullier worked at PepsiCo, Inc. as senior vice president and deputy general counsel. She also served as senior vice president and general counsel for PepsiCo's Asia Pacific, Middle East and Africa division, based in Dubai.

Previously, Ms. Mahon Tullier was vice president and general counsel for Frito-Lay, Inc. Earlier in her career, she was an associate at BakerBotts LLP and also served as a law clerk for the Honorable Sidney A. Fitzwater, U.S. District Court, Northern District of Texas.

Ms. Mahon Tullier serves on the Cornell Law School Advisory Council, the Corporate Advisory Committee of the National Legal Aid & Defender Association, and on the board of directors of the National Women’s Law Center (NWLC). She has also previously served as a director on the boards of the Tahirih Justice Center and International Institute for Conflict Prevention and Resolution (CPR).

Ms. Mahon Tullier received her bachelor’s degree from Louisiana State University and her juris doctorate, magna cum laude, from Cornell Law School.